Pips For Bills
Your skill is our capital.
Pass a two-phase evaluation on Volatility, Boom & Crash and the rest of the synthetic family — on our own terminal, with real Deriv prices — and trade a funded Naira account with a 70% split. No daily loss limit. No news or weekend rules.
“We don't fund traders because they're lucky. We fund them because they're consistent.”— Pips For Bills
Three steps from challenge to payout
Pick an account size, pass two evaluation phases, and get funded. See the full rulebook on the Trading rules page.
Phase 1 — prove it
Reach a 10% profit target over at least 3 qualifying trading days (0.5% closed profit per day) without breaching the 10% locking equity drawdown. No daily loss limit, no time limit.
Phase 2 — confirm it
Trade a fresh Phase 2 login with the same 10% locking drawdown, a lower 8% profit target, and 3 qualifying trading days. Pass and your funded login is issued automatically.
Funded — get paid
Claim as soon as you reach 10% closed profit after 7 calendar days and 3 qualifying days — profit above 10% is forfeited. Your 70% share moves to your Rewards balance, and your account resets to its starting size for the next cycle.
Pay From Profit
Pay less upfront. On your first payout only, we deduct 5% of the account size from the 10% payout cap, and your 70% split applies to the remainder (on a ₦1M account: ₦100,000 cap − ₦50,000 = ₦50,000, so your 70% share is ₦35,000). From your second payout onward, there is no deduction and you keep 70% of the full 10% cap.
2-Step Evaluation
Standard one-time fee with the same targets and drawdown. You keep 70% of your profit (up to 10% of account size) from the very first payout — nothing extra is deducted.
Synthetic indices only — 38 instruments with real Deriv prices, 24/7 on the Pips For Bills terminal. No forex, gold & metals, crypto, energies or shares: there are no news events and no weekend gaps, so there are no news or weekend rules. Every new trader gets a free ₦25M practice account to learn the terminal.
Pick your account size
One-time fee, paid in Naira. With Pay From Profit you pay less upfront; on your first payout only, we deduct 5% of the account size from the 10% payout cap. 2-Step Evaluation has no first-payout deduction.
- Phase 1 profit target10% (₦500,000)
- Phase 2 profit target8% (₦400,000)
- Max equity drawdown (locks at start)10% (₦500,000)
- Daily loss limitNone
- Qualifying trading days3 per phase (≥ 0.5% / ₦25,000 day)
- Leverage1:100
- Funded payout threshold & cap10% (₦500,000) — profit above 10% is forfeited
- First-payout deduction (once only)5% of size (₦250,000)
- Your profit split70% after first-payout deduction, then 70%
Claim → withdraw → paid
Claim moves profit from an eligible funded account into your Rewards balance. Withdraw sends your Rewards balance to your Nigerian bank, USDT (BEP20) or Deriv USD.
What would you take home?
Live split, 10% payout cap and rail rates — the exact arithmetic the portal enforces.
- Account profit (10%)₦2,500,000
- Your profit, up to 10% of account size₦2,500,000
- First-payout PFP deduction (5% of size)−₦1,250,000
- Profit remaining after PFP deduction₦1,250,000
- Your share (70%)₦875,000
- Firm share (30%)₦375,000
- Rail feeNone
- You receive₦875,000
Claim as soon as you reach 10% closed profit (after a 7-day cycle, 3 qualifying days of 0.5%, and no open trades). Profit above 10% is forfeited when you claim. Claim moves your share to your Rewards balance and resets the account to its starting balance; Withdraw sends it to your bank, USDT or Deriv. Small first payouts below the USDT/Deriv minimum can only go to your bank.
Claim as soon as you reach 10%
- 1. Closed profit10% of account size (cap is 10%)
- 2. Payout cycle7 calendar days completed
- 3. Qualifying trading days3 days with ≥ 0.5% closed profit
- 4. Open positionsNone (all trades closed)
Withdraw straight into your Deriv account
Paid in USD at the rate shown when you request. The rate is locked once you submit.
Naira bank transfer
Naira to any Nigerian bank account. This is also your KYC — the account name must match your registered name. Small first payouts go here.
- Minimum₦3,000
- FeeNone
USDT (crypto)
USDT on the BEP20 network at the rate shown in your portal when you request. The rate is locked once you submit.
- Rate today₦1,350 / USDT
- Minimum₦70,000
- FeeNone
Deriv account (USD)
Paid in USD into your Deriv account at the rate shown when you request. The rate is locked once you submit.
- Rate today₦1,420 / USD
- Minimum₦70,000
- FeeNone
Rates and minimums are set by Finance and shown live in your portal before you confirm. A verified Nigerian bank account (name match) is required before any rail can be used.
Trade up to 7 accounts at once — from one chart
Pick one of your Pips For Bills accounts as the Master. Up to 6 Slave accounts mirror every order on the same tick with proportional lot sizing (0.5× – 10× per slave). Each account is evaluated independently: copied positions count toward that specific account's own lot and exposure limits (never pooled across accounts), and each account keeps its own balance, drawdown floor, 7-day payout cycle and 10% payout cap. One click, seven executions on our browser terminal — no MT5, no VPS, no third-party EA.
Funded traders, ranked by money actually paid
Real payouts to real traders. While you are in an evaluation your results stay private; once funded and paid, you appear here under your chosen nickname.
Tournaments
Time-boxed competitions on identical accounts — biggest net profit in Naira wins funded accounts and cash. Free, paid or invite-only entry; a 10% drawdown breach drops you to the bottom. No tournament is open right now — the next one is announced on X and in your portal.
What traders say — in their own words
Every review is written by a verified trader inside the portal and tied to an account with closed trades. “Got paid” is only badged when our payout ledger confirms a completed payout.
No reviews yet — and we won't fake any
We launched recently. The first reviews will come from the first traders who pass, get funded and get paid. Be one of them and your words go here.
Start your journey